0% Credit Cards in the UK
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Brand
Comparisons |
Visa
Egg Credit Card. Info on this UK option. |
| Egg credit cards are used by a lot of people because of its advantages. The Visa egg credit card being one of them, which features a low 15.9% APR variable with its introductory 0% balance transfers and purchases. These days the egg card even offers up to 10% cash back on every credit card purchases when you buy through the online dealers. Another very attractive benefit they are offering is their balance transfer anniversary, allowing the egg card holder to have free interest period up to five months until January 2008. The egg credit card through Visa also features 0% balance transfer rate with 2% fee being the maximum charge. This interest free rate is offered for a period of 45 days and charges overseas transaction fee of 2.65%. The minimum monthly repayment is either 2%% or £5, whichever is greater and good thing is, even offer insurance for travel accidents. Some of its purchase protections are free purchase in transit protection for items that cost more than £25. Thus you are actually covered for up to £1000 per item, provided they are either stolen or damaged before it reaches home or up to a period of 30 days, whichever is sooner. They also do not charge any annual fee. Well other features include 10 % discount on travel insurance, can transfer balances from overdrafts, credit cards and loans too. They also provide internet guarantee when using the Visa egg credit card in the Egg Shopping Zone, which covers against any deceptive transactions of any amount, if it had been done without your knowledge. Also interest on cash and debt transfers are charged on every day basis, say from the date of withdrawal or debt transfer, even if the account is cleared fully every month. The minimum cash withdrawal limit per day is £500 and it’s the same overseas. Some
other charges include £20 for exceeding personal limits, another same
amount for late payments. The minimum egg credit limit they have set is
£500 and the maximum is £15,000. As such with all of these features, egg
credit card Visa is quite popular in UK and boasts of being one of the
first internet only brands. |
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Kinds of Cards |
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Copyright 2008 0% Credit Cards UK Guide Articles
By Kate Spencer. All rights reserved |
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